Your Finance Broker For Heavy Equipment Loans.
Take on heavy-duty projects with confidence with our customised heavy equipment loan solutions at Ace Asset Finance.
Australia-Wide Heavy Equipment Financing Solutions
If you are a business owner or contractor seeking to finance new or used heavy machinery, we can help you secure low-rate financing, often within the same day of application. Whether you need bulldozers, excavators, cranes, or other essential heavy equipment, we work closely with you to find the ideal financing solution that supports your construction goals.
With the growing demand for heavy construction equipment across Australia, our financing options are designed to preserve your cash flow and flexibility, minimise the risks and costs of refinancing, promote wise purchasing choices, and protect against equipment redundancy.
Choosing Ace Asset Finance for your heavy equipment loans offers several advantages. With access to over 30 banks and lenders, we provide competitive interest rates tailored to meet your specific needs. Moreover, our team of finance experts provides personalised advice and support throughout the loan process, ensuring that you’re informed every step of the way.
Ace At A Glance
- Loan Amount: Ranges from $50,000 to $5 million+
- Loan Terms: Typically range from 12 months to 7 years
- Eligibility: Suitable for businesses Australia-wide with varying documentation levels (we work with both low doc and full doc applications)
- Approval Time: Same-day approvals are available for eligible applicants
- Lenders: Access to over 30 banks and lenders
- Service Hours: Applications can be processed Monday to Sunday, from 8am to 8pm
Types of Heavy Equipment We Help You Finance
At Ace Asset Finance, we specialise in helping businesses finance a wide range of heavy equipment, whether new or used. Our expertise extends across various categories, including but not limited to:
- Construction Equipment: Bulldozers, excavators, loaders, and graders.
- Earthmoving Machinery: Backhoes, trenchers, and skid steers.
- Material Handling Equipment: Cranes, forklifts, and telehandlers.
- Agricultural Machinery: Tractors, harvesters, and irrigation systems.
- Mining Equipment: Drilling rigs, underground loaders, and crushers.
Whether you need financing for a single piece of machinery or an entire fleet, we tailor our solutions to meet your needs. Unlike traditional banks and dealers, Ace Asset Finance offers a more flexible and personalised approach. With access to over 30 banks and lenders, we can secure competitive interest rates and terms that are specifically designed to suit your business operations and cash flow.
We understand that financing heavy equipment can be complex, especially when dealing with multiple machines or varying documentation requirements. Our team of finance experts works closely with you to simplify the process, providing guidance and support every step of the way. This ensures you not only secure the best financing terms but also maintain the financial flexibility needed to grow your business.
5 Simple Steps To Securing Your Heavy Machinery Loan
1. Apply
Fill out the online application form or contact us over the phone on 0401 956 234.
2. Documents
Submit necessary documents (ID, financial statements, business details).
3. Approval
Receive approval within 24 hours (for eligible applicants).
4. Contracts
Review and sign the finance agreements.
5. Settle
Get your heavy machinery equipment financed and ready to use.
Why Choose Ace Asset Finance?
Expert Guidance
With over two decades of experience in the asset finance industry, we deliver unmatched expertise in every consultation while providing tailored solutions that align with your individual needs.
Fast, Efficient Approvals
Our smooth approval process is designed for speed and efficiency, often delivering same-day results, so you can move forward with your asset purchases promptly.
Competitive Interest Rates
Unlock interest rates designed to fit your financial ambitions and budget, allowing you to maximize your investments and efficiently control your expenses.
Flexible Asset Financing
From vehicles and equipment to machinery and beyond, our extensive financing solutions cater to various asset types, giving you the adaptability and backing essential for your needs.
Why choose Ace Asset Finance?
Leveraging over two decades of expertise, we partner with 40+ lenders to secure personalised finance solutions for our valued clients.
Applying won't affect your credit score
Rest assured, when you apply for finance through Ace Asset Finance, your credit score will not be affected.
Expert help from our team
You will be guided by a dedicated finance broker every step of the way. Our aim is to make your experience with us seamless and effortless.
Competitive interest rates
At Ace Asset Finance, we to everything in our power to ensure your loan has the lowest possible interest rates.
Contact us today
40+ lenders to find you the best solution.
Frequently Asked Questions
Should I lease, buy or finance heavy machinery?
The choice between leasing, buying, or financing heavy machinery depends on your business’s specific needs, financial situation, and long-term goals:
- Leasing: Leasing is ideal if you prefer lower upfront costs and the flexibility to upgrade equipment regularly without the responsibility of ownership. It’s a great option if your projects require the latest technology or if you want to avoid long-term commitments, simply needing a piece of equipment for a short period of time.
- Buying: Purchasing heavy machinery outright allows you to own the equipment, which can be beneficial for businesses that plan to use the machinery for many years. Owning equipment can also offer tax benefits, such as depreciation, and you build equity in the asset over time. It is a large upfront investment and is more ideal with a business model involving longer-term projects, and reselling the machinery for a profit over time or leasing it to others for a fee.
- Financing: Financing combines aspects of both leasing and buying. You secure a loan to purchase the equipment, allowing you to spread the cost over time while still owning the machinery once the loan is paid off. Financing offers the advantage of ownership with the convenience of manageable payments and can also provide tax benefits as depreciation on equipment, interest payable, and rental payments may be tax deductible.
What loan amounts are available for heavy equipment financing?
At Ace Asset Finance, we offer loan amounts ranging from $50,000 to over $5 million. This broad range ensures that we can cater to businesses of all sizes, whether you’re financing a single piece of machinery or an entire fleet.
What’s the difference between financing and an operating lease?
Financing typically involves taking out a loan to purchase equipment, allowing you to own the machinery outright once the loan is paid off. This option can build equity and may offer tax advantages like depreciation. An operating lease, however, allows you to use the equipment for a set period without owning it, often with lower monthly payments and no long-term commitment. At the end of the lease, you can return the equipment, purchase it, or upgrade to newer machinery. Ace Asset Finance can help you determine which option best fits your business needs and financial goals.
Can I finance multiple pieces of equipment at once?
Yes, you can finance multiple pieces of equipment at once with Ace Asset Finance. Whether you need to acquire an entire fleet or several different types of machinery, we can structure a financing solution that covers all your equipment needs. Our flexible loan terms and competitive rates make it easy to expand your operations without straining your cash flow.